DiWa by Tecnotree
DiWa Intelligent Fintech Platform
Intelligent Fintech Platform connecting people, businesses and money to enable digital lifestyles.
Anywhere. Anytime.
The intelligent solution for forward thinking Service Providers
DiWa is a financial services platform to unlock revenue potential by launching critical payments, fintech products, and services. Built on a fast, secure, and extensible cloud-based microservices architecture from the ground up, DiWa can easily integrate with existing systems or launch a stand-alone digital money operation, leading to the creation of a robust revenue vertical.
The platform with its digital wallet offerings, allows the quick launch of essential payment features like P2P transfer, automatic top-ups, and bill payments. The unified digital experience includes an ecosystem of merchants and partners with QR payments, online commissioning and settlements, and a products marketplace. With Tecnotree DiWa, you can partner with a highly configurable and extensible platform to truly enable the digital economy and customer lifestyle.
Our USPs
SEAMLESS PAYMENTS
Provide an omnichannel payment experience in online and offline channels and offer insights via AI/ML enabled analytics
SECURE
Compliant to PCI-SSF and industry data encryption standards for end-to-end transaction and operations security
LOW-CODE CONFIGURATIONS
Go to market faster with low-code API integrations, dynamic workflows and configurable features
CUSTOMER ENGAGEMENT
Offer loyalty and rewards including those from your partners to create great value in your ecosystem
LIGHTWEIGHT & DEVICE AGNOSTIC
Easily integrate with existing Web and Mobile based platforms or offer stand-alone apps
KEY COMPONENTS
DIGITAL WALLET
Enable a seamless payments ecosystem with end-to-end wallet management solution to serve Customers, Businesses, Partners and Agents
DIGITAL BANKING
Comprehensive fintech layer that can integrate to any Core Banking to provide wide range of financial and banking operations via Mobile and Web apps
SURGE MICROSERVICES ACCELERATOR
Enable DSPs to quickly define and deploy innovative products and services using low code UI, workflows, and smart contracts. These features integrate well with both legacy and digital services on a microservices based architecture with robust API management.
KEY USE CASES
DIGITAL ONBOARDING
Register your customers with a fully electronic KYC process
BILL PAYMENTS
Allow recharges, bill payments like electricity, house rent, internet, etc. Via our e-wallet platform
MERCHANT PAYMENTS
Enable in-store payments via e-wallet, USSD and QR code scanning solutions
SAVINGS ACCOUNT & DEPOSITS
Offer advanced Fintech and Banking services like retail accounts, fixed and recurring deposits, Loans, and Insurance by integrating with appropriate providers
MONEY TRANSFER
Provide Cross border remittances, Peer-to-Peer transfer, and Bank transfer facilities to your Customers
AGENT MANAGEMENT
Manage your agents via services like agent commissioning & settlement, reporting, ratings, and performance analysis
PARTNER MANAGEMENT
Manage partner onboarding, partner product bundling and partner product listing via our Partner management tool
BULK & SALARY PAYMENTS
Bulk Payments – Make payments transfer in bulk for Salaries, commissions, and reimbursements
GIFT CARDS
Facilitating gifting Airtime, Recharges and many other gift cards via Voucher codes service